Online Banking & Mobile App

Online Banking allows 24 hour access to account information. Click Here to enroll in Online Banking.

  • Free Bill Pay service.
  • Free Mobile App for iPhones, Android devices, & iPads.
    • Deposit checks with your device.
    • Quickly check account balances with the “Snap Balance” feature.
    • Download the app for iOS or Android today!
  • Balance inquires on Gardner Bank checking, savings, CDs, loans accounts, and more.
  • Inquires by check number or amount.
  • Transaction search by multiple criteria.
  • Electronic account statements.
  • Account data can be exported to popular financial management applications such as Quicken, QuickBooks, & Excel.
  • See the maturity dates for loans.
  • View front and back of check images and deposit slips
  • Activity information.
  • Transfer funds between accounts.
  • Schedule recurring transfers.
  • Access online help.
  1. We will accept ONLY 2 party business checks for remote or mobile deposit. these are checks from 1 party (drawer, payor) to another, different party (payee). These are subject to normal holds policies/uncollected funds procedures, now in place. this excludes any checks issued by a billpay or settlement, and not drawn direct off a drawer account.  2 party checks where the drawer or payor is one in the same entity as the payee (someone making a check to oneself, or one’s business one controls) will be subject to longer holds at the discretion of the bank.
  1. Billpay checks may be mailed in for deposit but are subject to verification procedures like cashier’s checks. and may be rejected for no verification.